Get Financed
At Burns Auto Credit Lugoff, LLC we work hard to find you the best financing options available. We work with several of the area's leading lending institutions and can often secure financing for you in less than a day. If you have not already done so, be sure to visit our Inventory Page and find the car or truck of your choice.
Simply fill out this application and either submit or fax it to us. Burns Auto Credit Lugoff, LLC will go to work securing a loan for you right away!
Soft Pull Disclosure - You are: (1) certifying that the information provided is complete and accurate and made for the purpose of obtaining credit; (2) authorizing us to do obtain your consumer credit report from one or more credit reporting agencies, this will be a soft inquiry and it will not affect your credit score; (3) authorizing us to release your application and consumer credit report to one or more of our affiliates for the purpose of processing your application; (4) consenting to receive disclosures related to your application in electronic form. Your computer or other device must have hardware and software that meets minimum requirements to connect to the internet, receive email, and access, view, download and store electronic disclosures. You have the right to receive disclosures in paper or nonelectronic form, but if you do not click "agree", you cannot complete your loan application online and must contact us directly; (5) consenting to receive telephone calls, text messages, and email messages from us and/or our affiliates. By consenting to receive text and email messages, you are also consenting to receive pre-recorded auto-dialed voice, automated phone calls or text messages as applicable law allows. Your wireless carrier may charge you for incoming calls and text messages according to your plan; (6) certifying that you have read and agree with the Terms and Conditions and Privacy Policy of this website; (7) agreeing that we may contact any party mentioned in this application, and references you provide, to verify the information you provided, and that we may verify your residence history, employment history, pay, assets and debts, by any means available to us, and that anyone receiving a copy of this signed application is authorized to provide us with such information; (8) authorizing us to gather whatever residence, credit, and employment history we consider necessary and appropriate in evaluating this application and any other applications submitted in connection with the proposed transaction; (9) agreeing we may keep this application and any other application submitted to us, and information about you whether or not the application is approved. I have read and fully understand the Privacy Disclaimer below.
Hard Pull Disclosure - APPLICATION DISCLOSURES: You authorize ("Dealer" "we" "us"), as part of the credit underwriting process, to submit this application to the financial institutions disclosed to you by us, for review. In addition, in accordance with the Fair Credit Reporting Act, you authorize us and the disclosed financial institutions, to submit your application for review to other financial institutions that may want to extend you credit for the proposed transaction or purchase your Retail Installment Contract and Security Agreement ("Contract"). You agree that we and/or the assignee of your Contract may obtain a consumer credit report periodically from one or more consumer credit reporting agencies (credit bureaus) in connection with the Contract and any update, amendment, renewal, refinancing, modification, extension, or collection of the debt incurred by the Contract. Upon your request, you will be informed whether or not a consumer report was ordered. If a report was requested you may be informed of the name and address of the consumer credit reporting agency that furnished the report. You agree that we may contact any party mentioned in this application, and any references you provide us, to verify the information you provided, and that we may gather whatever credit, residence, employment, and pay history we consider necessary and appropriate in evaluating this application, by any means available to us, and that anyone receiving a copy of this signed application is authorized to provide us with such information. We may keep this application and information about you whether or not the application is approved. You certify that the information on this application is true and complete. You understand that false statements may subject you to criminal penalties. FEDERAL NOTICES: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. I the undersigned applicant named above, certify that I have provided true and accurate information in this application form, the references form, and other identification, residence, and income documents that I have provided, and that I have read, understand, and agree to the Application Disclosure and Notices above. By signing below, I authorize the Dealer to begin a credit investigation, to process my application to the above and other lenders, financial institutions, or other third parties in order to process my application. INCLUDE WITH THIS APPLICATION: Full color image of Driver's License, Pay stub or other proof of income, Proof of residence: utility bill or order confirmation email." I have read and fully understand the Privacy Disclaimer below.
Burns Auto Credit Lugoff, LLC Privacy Notice
WHAT DOES BURNS AUTO CREDIT LUGOFF, LLC DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number, Income
- Payment History
- Credit History
- Credit Card or Other Debt, and Employment History.
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Burns Auto Credit Lugoff, LLC chooses to share; and whether you can limit this sharing.
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus -
Yes we share this information; No You cannot limit this sharing
For our marketing purposes -
to offer our products and services to you - We don't share
For Joint marketing with other financial companies -
We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences - We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness - We don't share
For our affiliates to market to you -
We don't share
For nonaffiliates to market to you -
We don't share
Who is providing this notice? Burns Auto Credit Lugoff, LLC
How does Burns Auto Credit Lugoff, LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Burns Auto Credit Lugoff, LLC collect my personal information?
We collect your personal information, for example, when you
- give us your income information or provide employment information
- give us your employment history or apply for financing
- apply for a lease
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Burns Auto Credit Lugoff, LLC does share with our affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include financial companies, warranty companies, credit reporting companies
- Burns Auto Credit Lugoff, LLC does not share with nonaffiliates so they can market to you
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Burns Auto Credit Lugoff, LLC doesn't jointly market